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We at JK Risk Managers & Insurance Brokers Limited believe in complete need analysis
of the customer and suggest products that are in their best interest. We have tie
up with all the major life companies so the customer has various options. We believe
in long term relationships and give highest importance to policy servicing related
issues. Whenever you need us you shall find us eager to help
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Insurance, in law and economics, is a form of risk management primarily used to
hedge against the risk of a contingent loss. Insurance is defined as the equitable
transfer of the risk of a potential loss, from one entity to another, in exchange
for a premium. Insurer, in economics, is the company that sells the insurance. Insurance
rate is a factor used to determine the amount, called the premium
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This is an additional service that has been emphasized by the IRDA in the regulations
for the brokers. We Support in Checklist Preparation, Check on adherence to the
Checklist, Claim analysis, Asses the survey done by the insurance company, Assisting
and guiding in the preparation of document, Follow up with Surveyor, Follow up with
the insurance company.
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Unlike most Indian insurance brokers, atJKRMIBL, we paint
a wider canvas using our inhouse risk engineers and specialists we can and do look
at all the dimensions of any “Pure Risk” situation faced by a customer
and look at options for Risk Avoidance and finally look for innovative solutions
for Transferring “Residual” risks popularly called “Insurance”.
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