Commercial General Liability
Product Liabilities Insurance

Commercial General Liability Insurance in Delhi

Irrespective of the size of business, it is pivotal to consider liability insurance. It is prudent to cover your business against all kinds of liabilities -- public liability (third party injury or property damage) from industrial and non-industrial operations, product liability, professional indemnity, D&O liability and E&O liability.

Commercial General Liability Insurance

  1. Commercial General Liability Insurance
  2. Product liability insurance
  3. Public liability insurance
  4. Directors and officers liability insurance
  5. Professional indemnity insurance
  6. Workmen compensation insurance
  7. Umbrella liability insurance

General Liability Insurance in Mumbai Commercial General Liability Insurance

The Commercial General Liability policy is the ideal policy for organizations that are proactive in their approach towards Liability issues.It is accepted the world over as the complete policy to provide seamless protection to the Insured. It’s a modular policy and it covers third party liability arising from various business exposures such as:

  • Premises operations
  • Products & Completed Operations
  • Advertising & Personal Injury
  • Supplemental Payments such as fire Damage limits and medical expenses

Product Liabilities Insurance In Delhi Product Liabilities Insurance

Product Liability policy pays for damages, that the insured is legally liable to pay in consequence of accidental death/injury or disease to third parties including damage to third party property due to any defect in the products manufactured. Exports to other countries can also be covered provided domestic sales are also covered. This policy is suitable for all industries where the need for compensation on account of defective product may arise.

Public Liability Insurance

This policy covers the amount, which the insured becomes legally liable to pay as damages to third parties as a result of accidental death, bodily injury, loss or damage to the property belonging to a third party.

Directors & Officers Liabilities Insurance

Directors and Officers of a company hold positions of trust and responsibility of the organization. They may become liable to pay damages to shareholders, employees, creditors, etc., of the company for wrongful acts committed by them in the supervision and management of the affairs of the company.

Professional Indemnity Insurance

Provides protection for the company and its subsidiaries for claims brought in respect of negligent acts, errors or omissions in the performance of professional services. The policy is meant to pay for defence expenses and damages and includes amounts that the insured is legally required to pay because of judgments, arbitration awards or the like rendered against the insured, or for settlements negotiated in accordance with the coverage afforded by the policy.

Umbrella Liability Insurance

The policy is an Occurrence based policy (can also be issued on a Claims Made basis) and covers liabilities arising due to bodily injury, Property damage, Personal injury or Advertising injury devolving on the insured caused either by an Occurrence or arising out of liability assumed under an "Insured Contract". It is triggered when either the applicable limits of insurance of the underlying policies are exhausted or when the damages covered under the umbrella are not covered by the underlying insurances.